Would You take Free Money if I Offered it to you?

Dear Tony,

I'm sure you probably saw the email subject and thought "I would if there was no catch". Wouldn't we all!!

What if I told you about a financial product that doesn't offer free money, but DOES leverage the money you put in it at up to 5 times? Would you be skeptical? Don't be. I'll try to spell it out for you briefly.

We've all seen the statistics--the odds of having a car accident are 3 in 900. The odds of having a residential fire are 7 in 900. The odds of being admitted to a critical care unit are 21 in 900. According to the US Dept of Health and Human Services the odds of needing long-term care are now up to 630 in 900--70%!! Are YOU covered?

I probably already know the answer to that question. But why not? Is it because long-term care (LTC) insurance is a "use it or lose it" product? Is it because of the medical underwriting and difficulty of the process it takes to GET LTC insurance? OR, you may be justifying having no actual coverage because you are self insuring.

Why self insure when you can now be covered with a product that is no longer a "use it or lose" type product? You no longer need to take the "ostrich" approach to LTC. I can now offer you a product that has guaranteed premiums and benefits. This product offers a 100% money back premium guarantee. If you are in the 30% of the people that don't need LTC, there is a guaranteed death benefit for your beneficiaries.

The application is one page and no blood is drawn. Why wouldn't you be interested in a product like this?

Oh, I almost forgot. Earlier I mentioned a leverage of 5 times. One case of a 65 year old female non-smoker showed her putting in $100,000. Her LTC benefit was $499,000 and her death benefit would have been $166,000. Or if she decided that she needed the money for something else after she had taken out the product, she would have full access to 100% of her money less any withdrawals or loans that had been taken out.

Now, let me ask you...why would you ignore the greatest risk of all? Ask me about Moneyguard today and feel free to forward this email to anyone that you think should know more, or to a relative that you know who is self insuring.

Thank you for your time! I look forward to hearing from you.

Tony Koehler
Koehler Froman Insurance Services, Inc.
403 Main Street
Warsaw, IL 62379
awkoehler@gmail.com
www.TonyKoehler4Life.com
217-919-0457

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