Information for You

How Much is Enough? (Life Insurance, That Is!) It is actually quite easy to figure out how much life insurance is enough to protect your family. Ask yourself, "When will I be able to comfortably stop working?" Let's suppose that your answer is, "In 10 years." That means your family is relying upon you working and earning your income for the next 10 years. The amount of life insurance you need is your current paycheck, times the number of paychecks you receive each year, times 10 years. Paycheck $______ x number of paychecks per year ______ x number of years you plan to work _____ = life insurance needed $______ If something were to happen to you, your family could invest that life insurance money to keep pace with inflation and withdraw cash as needed. The good news is that longevity improvements and competition between carriers has made life insurance very affordable. Your family's peace of mind is worth the modest amount you will pay for this important protection.

I'm pleased to share this newsletter with you to keep in touch and pass along a few helpful tips. Please give me a call if you would like to discuss any of your insurance needs. Also, if you have questions regarding ways you can build your retirement assets or set up an effective retirement income flow, I can assist you. If you haven't scheduled an annual review yet, I encourage you to give me a call to get that set up so we can make sure all your goals are on track. Tony Koehler Koehler Froman Insurance Services, Inc. 403 Main Street Warsaw, IL  62379 awkoehler@gmail.com www.TonyKoehler4Life.com 217-919-0457 The information provided here is provided for informational purposes only.